HOLIDAY TRAVEL INSURANCE

A special holiday travel insurance scheme is available for all passengers travelling on our holidays. This is arranged with ETI – International Travel Protection (ERV), the UK branch of Europäische Reiseverscherung AG, who are licensed by the Bundesanstalt für Finanzdienstleistungsaufsicht (BAFIN – www.bafin.de) and approved by the Financial Conduct Authority (FCA – www.fca.gov.uk) to undertake insurance business in the UK. Should you wish to take advantage of the Holiday Travel Insurance we provide, please include the appropriate premium when booking your holiday.

 

DEMANDS AND NEEDS

This insurance policy will suit the demands and needs of an individual or group (where applicable) who have no excluded pre-existing medical conditions, are travelling in countries included within the policy terms and who wish to insure themselves against unforeseen events detailed in the cover section below. Subject to the terms, conditions and maximum specified claim limits.

 

IMPORTANT

We will not provide you with advice about the suitability of this product for your individual needs but will be happy to provide you with factual information.

 

We summarise below the details of the insurance cover provided which also includes Specialty Assistance Limited - 24-hour emergency service. The following is a brief summary of the cover available. Full details of cover, policy warranties and exclusions will be forwarded with your confirmation of booking. In any event you may ask for a specimen copy of the policy wording before booking should you wish to examine this in advance.

              

Standard Travel Insurance

 

 

Section of Cover

Maximum Sum Insured and Benefits

 

 

Cancellation

£1,000

Personal Accident

£5,000

Non-UK Medical Expenses (Including Curtailment & Repatriation)

£2,000,000

UK Additional Travel & Accommodation Expenses

£1,500

Medical Inconvenience Benefit

£100

Personal Property / Personal Money

£300 / £100

Delayed Baggage

£100

Holiday Abandonment

£1,000

Travel Delay

£60

Personal Liability

£2,000,000

Legal Expenses

£25,000

 

Standard travel insurance policy excess - £50 excess Cancellation, Non-UK, Medical Expenses, Curtailment, UK Additional Travel & Accommodation Expenses, Personal Property and Personal Money each and every claim.

 

Premier Travel Insurance

 

 

Section of Cover

Maximum Sum Insured and Benefits

 

 

Cancellation

£3,000

Personal Accident

£15,000

Non-UK Medical Expenses (Including Curtailment & Repatriation)

£5,000,000

UK Additional Travel & Accommodation Expenses

£1,500

Medical Inconvenience Benefit

£600

Personal Property / Personal Money

£1,500 / £250

Delayed Baggage

£100

Holiday Abandonment

£3,000

Travel Delay

£60

Personal Liability

£2,000,000

Legal Expenses

£25,000

 

Premier Travel Insurance Policy Excess - There is no policy excess.

 

MEDICAL HEALTH REQUIREMENTS

If you are travelling within England, Scotland, Wales, Northern Ireland or the Isles of Scilly you are not required to declare your medical conditions. However, you must be able to comply with the following:

 

1. you are not aware of any reason why the trip could be cancelled or cut short

2. you are not travelling

(a) against the advice of a medical practitioner (b) for the purpose of obtaining medical treatment or (c) if you have been given a terminal prognosis

3. you are not receiving or awaiting treatment for any illness or injury as a hospital day case or inpatient as any claim arising from the illness or injury will not be covered.

4. if you are on medication at the time of travel, your medical condition must be stable and well controlled.

 

If your medical condition cannot comply with these terms then any claim related to that condition will not be covered.

 

If you are travelling outside of England, Scotland, Wales, Northern Ireland or the Isles of Scilly

 

This insurance carries Health Conditions so you need to inform the Towergate Medical Screening Department of any medical condition(s) that may affect the Underwriters acceptance of your cover. If anyone to be covered by this policy or anyone upon whose health the trip depends:

 

(a) Has an existing or on-going medical condition(s)

(b) Is taking any prescribed medication

(c) Has or has had any condition(s) still requiring periodic review

(d) Is awaiting any tests, treatment, investigation, referral or the results of these.

 

You must telephone the Towergate Medical Screening Department on 0844 892 1698 to inform them of your medical condition(s). Office hours are 9am to 5pm Monday to Friday excluding Bank Holidays.

 

You may be required to pay an Additional Premium.

 

Failure to notify them may cause your circumstances to fall within a policy exclusion.

 

PLEASE NOTE – you must also notify the Towergate Medical Screening Department immediately of any changes in medical circumstances arising between the date the policy is issued and the time of departure for the trip. We must be informed of any fact which is likely to influence us in the acceptance, assessment or continuance of the insurance. Additional Terms may apply. Failure to do so may invalidate the insurance, leaving you with no right to make a claim.

 

COOLING OFF PERIOD

You should read your policy immediately to ensure it meets with your requirements. If for any reason it does not it must be returned to the issuer of the policy within 14 days of the date of issue or prior to travel which ever is the sooner.. Your money will be refunded in full, provided no claims have been made or incident likely to give rise to a claim has arisen. If you cancel your policy after 14 days no refund will be given.

 

Please note our  Holiday Travel Insurance Scheme is only available to United Kingdom Residents.

 

Arvonia Coaches Ltd is an appointed representative of ITC Compliance Limited which is authorised and regulated by the Financial Conduct Authority (their registration number is 313486) and which is permitted to advise on and arrange general insurance contracts.

 

To view a copy of the Premier travel insurance policy, please Click Here

 

To view a copy of the Standard travel insurance policy, please Click Here

 

To view the status disclosure document, please Click Here

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Arvonia Coaches Ltd

Llanrug

Caernarfon

Gwynedd

LL55 4AA

Registered in Cardiff No. 2752976

VAT No: 310 5664 88

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